①0.125×3.56×0.8 =(0.125×0.8)×3.56=0.1×3.56=0.356; ②3.05×101=3.05×100+3.05×1=305+3.05=308.05;③1.3×3.7+0.7×3.7 =(1.3+0.7)×3.7=2×3.7=7.4; ④5.9×9.9=5.9×(10-0.1)=5.9×10-5.9×0.1=59-0.59=58.41.